Posts Tagged ‘Women’

Very incomplete microfinance profile

March 8, 2011

Amutha in her sewing studio

I’m very embarrassed to admit this, particularly since I’m now a Kiva Fellow and documenting microfinance clients is an important part of my job, but I didn’t take any notes during our visit to a local entrepreneur in Kuala Lumpur so I’m just going off of my recollections here. On top of that, I had completely forgotten about this draft which I started four months ago(!) but I liked the pictures so much that I decided to go ahead and publish, serious faults aside. I promise it won’t happen again.

But to give you an overview, Amutha is a refugee from Sri Lanka who has put her considerable sewing skills to great use. If I recall correctly, she was given a sewing machine by her church and has since purchased a few more either outright or through microloans. In the six months since since she received her first machine, she trained additional staff to meet the growing demand for her services.

Amutha is in a tricky situation, though, since Malaysia isn’t a signatory to the 1951 Convention Relating to the Status of Refugees. What this means is that refugees in Malaysia are considered illegal immigrants, are subject to arrest and detention, and are unable to work legally. To get around this, work orders for Amutha and her staff are routed through an intermediary who gets a 20-30% cut. Even so, her business is profitable and growing quickly. It was clear from our visit that she’s an incredibly savvy entrepreneur who is committed to building skills and increasing opportunities for others in her community.

Amutha's Sewing Studio

Everyone was really excited to look serious and pose for the camera

One of the sewing machines

Amutha was a lovely host and we couldn't turn down the offer of teh tarik and tea biscuits

First Borrower Visit with Kiva

February 14, 2011

I’m about to lose my Internet access for the day but I wanted to link back to my most recent post on the Kiva Fellows Blog. It’s all about my first borrower visit in KwaZulu-Natal and it includes pictures of the women I met with. I’ve included some more pics here from my day in the field. Cheers!

On the road out of Mandeni at 7am. We woke up at 4:45am!

Bottle store

Work and Pray Computers

Yellow building, yellow shirts

Last few feet to the meeting

Farming in KwaZulu-Natal

Near where we met

Cream of Maize

Grains

Lucky Star

Learning Zulu

Post from Netpreneur Conference

November 11, 2010

Facebook pics of Ain Maisarah

We’re now into the third conference panel – luckily mine was first so I’ve been able to enjoy everyone else’s – and I wanted to link out to someone who really impressed me.

Ain Maisarah writes novels for young adults but her approach to building a community with her readers and her understanding of the importance of finding ways to make money set her apart from your typical author. In her presentation, she outlined her journey from blogging to creating her own community site to utilizing facebook and demonstrated the ways she provides value to her followers and leverages their engagement into purchasing books, special products, and merchandise.

One of the approaches I loved was how she set up a forum based around the school featured in her books. In addition to the merchandising opportunities of this fictional school, readers are able to congregate in a central space, share their writing and get feedback from their peers, and contribute plot points and themes for future Ain Maisarah books.

She also understands the value of being an active member of her community. It’s not about sitting back and letting her books sell themselves – she develops personal connections by spending hours replying to comments, starting discussions, encouraging young writers, and thinking up new products that will appeal to teenagers. She also offers incentives to buy her books online by including special content in those orders.

What can I say? I love when someone perky, fun, and committed to encouraging readers and writers throws around words like “monetize” and is obviously a smart and savvy business woman, too.

Social Enterprise Follow-Up

November 8, 2010

I love the Google Docs version of PowerPoint

Two weekends ago, I had the pleasure of participating in Urekaweekend (although, to be honest, I mostly lived vicariously through Dan and his project).

I spoke about a few social enterprises on the Friday night and I just wanted to put them in one place in case anyone is interested in doing more research on their own. My selection process involved thinking about programs that would be accessible and inspiring for people trying to go from idea to action in one weekend. I also wanted to make sure that there were some clear take-aways that participants could apply to their work. Here’s a run-down of who I mentioned plus related links:

Ashoka & Ashoka’s Changemakers: An obvious choice but incredibly relevant. While the Ashoka Fellows Program may be for established social entrepreneurs, I love that Changemakers competitions are accessible to entry-level entrepreneurs and anyone with an interest in innovative ways of addressing social issues.
Links: Ashoka & Changemakers

Dowser: I mentioned Dowser during the presentation since I had just read an interesting interview with Kyle Berner of Feelgoodz, a flip-flop company that takes its triple bottom line (concern about the social and environmental impact in addition to profits) very seriously.
Links: Dowser & Interview with Kyle Berner

Jezebel: Not a social enterprise by any stretch of the imagination but they recently posted about how most products that are labeled “green” aren’t really “green” but that’s what sells. Social enterprises go beyond green-washing or token CSR – the social mission is the core of their work.
Link: Jezebel post

Souktel: I love Souktel’s business model and the value their service provides to their customers. Job-seekers pay a modest SMS fee to search job ads or post their mini-CVs; employers pay higher fees to post jobs and search CVs. And the best part is that they pretty much cover their expenses through the fees. In thinking about Souktel’s model, I suggested Urekaweekend participants ask themselves, “What existing platforms can I use for my project? What low-cost resources are already at my disposal? Who is my target audience or consumer? Is there potential for the idea to be financially self-sustaining?”
Links: Souktel & their Changemakers entry

Sustainable Health Enterprises (SHE): SHE uses design, local materials, and local buy-in to increase access to sanitary pads for girls and women. This is a noble enterprise in and of itself but SHE’s business model has multiple positive impacts at each stage of production and distribution. In one product, SHE recycles banana leaf fiber, creates jobs in sanitary pad production and distribution, introduces a product that will enable women to go to school or work even when they are menstruating, enhances sanitation, and reduces stigma, among other things. I asked Urekaweekenders to think about the ways their products can be more sustainable environmentally and financially and how they might take something that has negative value – for example, discarded banana leaves – and turn it into something with positive value. In other words, what are innovative ways to keep your expenses low while maximizing profit?
Link: Sustainable Health Enterprises

A to Z Textile Mills: A to Z Textile Mills is addressing the negative impact of malaria through the production and distribution of specially-treated bednets. There’s a lot of information available about them on Acumen Fund’s website but they’re a solid example of how innovation can come from enhancing existing products or systems. As I told Urekaweekenders, think about how you can build on other people’s ideas by creating something more effective, less expensive, or more targeted.
Links: A to Z Textile Mills on AcumenFund.org plus slideshow

MicroDrip: One of the most effective aspects of MicroDrip’s model is that you don’t have to buy their entire micro-drip irrigation system at once. You can buy what you can afford now, use it on a small section of your land, and see the results for yourself. For Urekaweekenders, is there a way that you can demonstrate impact and efficacy for your new product or service? And are you setting an affordable price-point for your intended consumer?
Link: MicroDrip

BEN Namibia: Bicycling Empowerment Network Namibia (BEN Namibia) won a recent Changemakers competition with their program for training and equipping women to run community-based bicycle workshops. To give you a little background, they started out distributing bicycles but soon realized that people lacked training on basic repairs and maintenance. So they developed a new bike distribution model that involves delivering 350 second-hand bicycles, tools, spare parts, paint, roofing materials, and workbenches to grassroots organizations that then run a community-based bicycle shop. I asked Urekaweekenders to think about the distribution model for their ideas. How are you going to get your product to your consumer? Is there sufficient infrastructure on the ground to support it? If not, what can you do to help build the network and systems necessary for your product to thrive?
Links: BEN Bikes & Changemakers entry

Amul: I was only recently introduced to Amul so I’m not an expert in their work but they are a very successful Indian dairy company. Their three-tier cooperative structure encourages many positive social impacts, including job creation, rural development, and poverty alleviation, and their company has increased the accessibility of affordable and nutritious products. At the same, their place at the cornerstone of India’s “White Revolution” (India is now one of the top milk producers in the world) has demonstrated the importance of taking a commercial/business approach to development.
Links: Amul & Amul on Wikipedia (don’t judge!)

EcoMovement: EcoMovement is a New Hampshire-based company that picks up food waste at a lower cost than trash pick-up, turns the waste into compost, and then sells it to local landscapers. This is another excellent example of taking something with negative value and turning it into multiple things with positive value: compost you can sell, less waste at restaurants, and lower costs for businesses that use the service. Some additional things I asked the Urekaweekenders to think about: if the idea you’re working on has an element of behavior change, for example, encouraging people to recycle, what are ways that you can make recycling easier, cheaper, more convenient, and even more fun than just using the trash can? What are the typical barriers to addressing recycling behavior and how might you need to shift cultural norms in favor of the use of your product or service?
Links: NPR story & SeacoastOnline story

Twitter: While not a social enterprise, twitter is a valuable aggregator and a great way to learn more about the fields that interest you from a variety of perspectives. Do your research, read up on the competition, and stay up-to-date on the latest trends and developments. Once you have a lay of the land, think about what you do best. Where is your competitive advantage? And how is what you’re developing making the most of your unique experiences and abilities? As I say ad nauseam, “You don’t have to reinvent the wheel!” If someone does it better than you, outsource or use their platform.
Links: Twitter (with social enterprise hashtag)

Good luck and happy social enterprising!

Our Peace Corps Story

October 4, 2010

This blog post will be longer than most (and with fewer pictures) but I promise there will be plenty of juicy details.

So, like many people in their early to mid-twenties, my now-husband and I decided that we were ready for an adventure and actually had a few skills/experiences that might be of value to someone. So we applied for the Peace Corps in June 2008, had our interview in September, and were nominated to go to Jordan by October or so. We received our medical forms in the mail, went to our appointments, and sent everything back.

We were expecting a wait since our placement wasn’t until October 2009 and you have to be married for at least six months before getting sent anywhere. But then the letters started coming. I, like just about every woman at some point in her life, had had an abnormal pap smear. I hadn’t been concerned since my doctor, my friends, and the Internet had all made it quite clear that this was very common, wasn’t a big deal, and just required occasional monitoring. Unfortunately, this was a show-stopper with Peace Corps and it became clear that their de facto policy was that you couldn’t receive medical clearance until you had a normal pap smear. I wish I could have taken pictures of the expressions on all of my medical providers’ faces when I told them that. The general response was something along the lines of “Based on what medical reason exactly??!!” My doctor even wrote two very strongly worded letters pleading my case and arguing with the validity of their policy.

This was frustrating but I was being a good sport. My husband and I extended our time in South Africa by a month, got our Teaching English as a Foreign Language certifications when we returned to the States, and ended up moving back to the east coast for seven months to work on short-term projects. (Ashoka’s Changemakers for me, the US Census and the New York Philharmonic for Dan.)

But at a certain point in March 2010, I snapped. I had been in active contact with the medical office and kept hearing the same story. Finally, I decided to reach out to our recruiter to see if she had any suggestions or a new perspective. After over a week of no response, I started getting really worked up. I was sick of being stonewalled and was ready to get a little reckless. My friend suggested I just send an email to the Director of the Peace Corps since he was a former volunteer and might be sympathetic to our situation. So I did that. And I found the email addresses for recruiters in the many cities in which I’ve been based. And I emailed them. And I emailed the Office of the Inspector General, the Office of Medical Services, and the Office of Equal Employment Opportunity to initiate an investigation into whether or not this aspect of Peace Corps’ screening process was discriminatory against women. And then I emailed my senators in all the states I paid taxes in last year. I even mulled going to the press but thought it best to wait until we had exhausted our other channels. What can I say? We were still optimistic (or at least curious) after all of the nonsense.

In the meantime, I did more research and found discrepancies in what Peace Corps claimed their policies were versus the pdf of their screening procedures that I found online. I took a lot of pleasure in pointing these out to someone in the Office of Medical Services one morning after a poor night’s sleep. Let’s just say, I was definitely not having it.

Also, I wouldn’t shut up about it. I was telling everyone I met about Peace Corps’ ridiculous policy. And then one night, I met someone with a direct connection to Senator Kirsten Gillibrand’s office. Let me say quickly that I heard back from Senator Schumer’s office, Senator Feinstein’s office, and Senator Boxer’s office but Senator Gillibrand’s office was on the ball. I have no doubt that her office’s involvement contributed to a very satisfying conclusion by the end of April.

Before I get to the conclusion, I should tell you that the night of my first email blast, I felt sick to my stomach. I wondered if I was actually so crazy and so stubborn as to email several dozen strangers about my medical situation and expect anything good to come of it. But I really am that crazy and that stubborn so I just went for it and interacted with a number of very thoughtful people along the way. Many couldn’t do much but offer me moral support but compared to the non-attention I’d received before, this felt pretty great.

On April 17, 2010, the Office of the Director of the Peace Corps got back to me. They had changed their stupid policy. Now women with certain abnormal results can serve provided they get a note from their doctor. In addition to being ecstatic, partly for the benefit to myself and to other women and partly for winning after a protracted battle, I couldn’t help but feel that democracy might actually work provided you’re annoying enough to get shit done but not so annoying that people think you’re crazy.

~

Ironically, after all that hard work, my husband and I have decided that Peace Corps service is not in our future. We’ve got other exciting things going on – working and volunteering in Malaysia, a Kiva Fellowship in January, and plenty of other potential plans ranging from intensive Spanish and surfing lessons in Costa Rica, hanging out with my brother on a wine farm in Slovenia, boat-building apprenticeships in Greece, and maybe even getting traditional jobs at some point (or maybe not). But, like many things that have happened this past year, Peace Corps has given us a whole helluva lot to talk about so thanks for that, Peace Corps! I also hope that my efforts have opened up service to more women, who, quite frankly, are the key to connecting with families in the developing world. Why Peace Corps doesn’t make every possible accommodation of female volunteers is a mystery to me. Fortunately, I don’t have to worry about it any more.

To end things, two pics from our “home” in Malaysia. New definition of “home” – anywhere you can actually unpack your bags.

Day

Evening

Lack of Restraint

May 7, 2010

Hopefully I can drag Dan away from his boat for an afternoon of reading

Well, I did a little damage at the bookstore last night. I wonder if I can even remember all the books I bought but here goes: Half the Sky: Turning Oppression into Opportunity for Women Worldwide by Nicholas D. Kristof and Sheryl WuDunn; The Fortune at the Bottom of the Pyramid: Eradicating Poverty Through Profits by C.K. Prahalad; Confessions of an Economic Hit Man by John Perkins, some thick book about the financial crash, and This Child Will Be Great by Ellen Johnson Sirleaf, the first female president in Africa.

My current plan – if I can drag my husband away from his boat-building activities (see picture above) – is to grab a stack of these and go spend Saturday at Jamaica Pond and pretend I actually live in Boston or something.

Read more about the organization we’ll be working with this fall

April 14, 2010

Baskets made by women in the eHomemakers network

Just wanted to share eHomemakers’ entry in the Changemakers competition Women | Tools | Technology: Building Opportunities & Economic Power. Reading about their work with mobile technology and low-income women is really getting me excited about heading to Kuala Lumpur this fall. Check out their entry and leave a comment!

Chadian Women and Food as Enterprise

April 1, 2010

Making bili-bili

Zhu Jun digs deeper into the business opportunities available to women in Chad, many of which revolve around food:

The vast majority of women in Léré and rural Chad are bound by unspoken gender rules that limit the types of entrepreneurship women can engage in. This generally means entrepreneurship for women in Chad is limited to serving food and drink. In streets near transportation centers and well-traveled roads throughout the country, women and girls hawk snacks including fried bean fritters, Chadian doughnuts or beignets, beans and rice, seasonal fruits, palm nuts, grilled chicken, grilled or fried fish, and packs of water.

Grown men who are not yet married and are thus lacking households of their own (i.e. women to cook for them) often go to “restaurants” run by women, usually simple places where women serve the Chadian staple of okra sauce and boule. In larger, wealthier towns, women and their families may own and operate restaurants that serve more expensive foods such as grilled chicken or fish, French-style baguette sandwiches, or even juice smoothies, made from blenders dating from the ’80s that are powered by gas generators. (These smoothies were colloquially known as “Amoeba Juice” by us Peace Corps Volunteers because, although tasty, they were made with unpurified, contaminated water and one would almost certainly contract amoebiasis or giardia and suffer the runs as a consequence.)

But not all food service-related enterprise is created equal.

Bars, or the rural equivalent of bars, are one of the most common and popular informal businesses run by non-Muslim women in smaller towns and villages. The local, home-brewed alcoholic beverage in Chad is known as bili-bili and is fermented from the locally-grown grains, usually sorghum or red or white millet, sometimes maize, or even a mixture of these. Bili-bili is the drink of the people, made from cheap, easily available ingredients. It is also much more affordable and popular than either of the two Western-style bottled beers produced in Chad, Chari or Gala.

As soon as the sun goes down and the oppressive heat of the day dissipates, groups of women, usually relatives or friends working together, begin to make the bili-bili, boiling vast pots over large wood fires. Doing this at dusk helps women avoid working around the large, hot pots during the extreme heat of midday (the cooler, earlier part of the day is reserved for the manual labor of subsistence activities), and provides light, warmth, and a common activity in a town almost entirely without electricity. Once the bili-bili is fermented and ready, usually after several days, it is transferred into large basins and taken to sites all over town by each group of women. The women sell copious amounts of this very cheap beer (half a calabash costs about 100 CFA, or approximately 20 cents) and they share the profits, costs, and labor.

During the afternoon after work, men (and the occasional woman), disperse to these informal “bars” to drink, relax, and socialize. Muslims, who typically abstain from alcohol, gather at tea bars to indulge in syrupy sweet shai akhadar (green tea) or shai amar (red tea). The drinking goes on until the early evening and then, one by one, the drinkers disperse, returning to their homes or going into town.

First, the positive: Drinking bili-bili serves as a cheap method of stress relief, and as a social pastime, it can help to strengthen and maintain relationships. Interestingly, imbibing the homemade brew also helps nourish Chadians who have a very limited diet. Bili-bili contains high levels of protein, minerals, and vitamins which poorer Chadians would otherwise not get from their daily food. The nutritional advantage afforded by the liquor is recognized by Chadians who often and enthusiastically explain, “Ça donne la force!”

Now, the negative: As with small towns in America, one of the factors driving drinking is a lack of other recreational activities and methods of relaxation. This boredom, coupled with an extremely harsh physical environment, the constant possibility of violence, and no laws or restrictions on drinking age in Chad, has resulted in a unhealthy and entrenched drinking culture. There were extremely high levels of alcoholism in town (estimates were in the double digits) and, unfortunately, there were regular incidents of violence against women, children, and, of course, other men.

Two quick stories:

- During my first site visit, there was a commotion as individuals reported to and from my host father, a local chief and a member of the royal family. Apparently, one of his sons, a host brother I hadn’t met, had gotten into a drunken argument with a man and demanded the man’s sunglasses. When the man refused, things got physical, and the host brother pulled out a knife and stabbed the man to death. Then, my host brother put on the sunglasses and continued strolling down the street. He was later detained at the jail but was reportedly still so inebriated he didn’t understand what was happening to him.

- A young male relative of my host father would visit me often at my house. When he was sober, he was helpful, polite, and serious. Often, however, he would stumble into my living area barely able to stand or walk, his eyes glassy and sometimes even rolled back into the sockets, and alternating between mumbling to himself and making aggressive yet incoherent statements. The boy was only seventeen, but he was frighteningly drunk on a regular basis.

While making and selling bili-bili can be an extremely lucrative undertaking for women, its numerous negative consequences – many of which impact women directly – make me question the mantra that all enterprise is good enterprise.

I do think that supporting women’s ideas and businesses in the developing world is often effective in raising their standard of living, increasing educational opportunities (particularly for their daughters), and affording women a measure of financial and personal independence. That said, women in the developing world must also negotiate a complex social and cultural framework and it’s important to realize that economics and entrepreneurship are not the silver bullet in every case. Very often, a raised profit margin isn’t enough to ensure the safety and better lives women seek for themselves, their families, and their communities.

At the Market in Léré, Chad

March 30, 2010

Peanuts and bread (photo courtesy of Catherine Cole)

From Zhu Jun:

Léré, the town in which I lived, hosted a large weekly market on Thursdays where merchants from throughout the region sold their wares. Primarily, the “serious” merchants were men who sold “important” goods that were often imported or manufactured. Other expensive or luxury goods such as rice, sugar, tea, and printed fabrics were also sold by men.

There was another, much smaller daily market where women dominated, buying and selling basic necessities that were an extension of their primary subsistence activities: farming, fishing, and/or animal husbandry. The items they sold at this market reflected their traditional roles and responsibilities as homemakers and caretakers of the family and they used their added income to purchase the goods that other women produced.

A major section of the market was devoted to the staples of the daily meal: tomatoes and leafy greens; peanuts ground into pastes of various thicknesses and colors; and both fresh and ground okra. These ingredients were used to make the ubiquitous gooey okra sauce that accompanied boiled millet or sorghum flour known as boule. Meat and fish were also sold and added to the sauce for those who could afford the extra protein. In fact, the large lake in the town gave rise to an entire section of female fishmongers who scaled, gutted, and sold the fresh catches their husbands brought in earlier that day.

While the division of goods and markets was one of many manifestations of the distinct gender roles in Chad, there was one glaring exception that suggested to me that social status can trump gender on occasion:

Celtel is Chad’s national telecommunications company, and there was only one Celtel store in town. Painted a bright red and white, the store sold cell phones and cell phone paraphernalia (high-tech, modern, expensive, and thus, extremely high-status) that would typically be sold by men. In fact, the business was owned by a woman who had an inviolate monopoly on the cell phone market.

The reason for this woman’s unusual right was her extremely high social status: her husband was the Gong Léré, or the King of Léré. The King is the temporal and spiritual leader of the ethnic group (the Moundang) the town and the surrounding region belonged to. The Moundang are a very traditional people with a highly structured social system where authority and status are deeply respected (and stricktly enforced). This woman’s privilege emanated from her husband’s power, and no one in the town or region would think to disobey the King’s decree.

As a member of the royal family, the King’s wife possessed a status and position which afforded her special privileges that nearly all other Chadian and Moundang women lacked. Not all Chadian women were equally subordinate to men, nor were all Chadian women subject to the same hardships.

~

A group of women shell peanuts, one of the most common subsistence foods in Chad. Peanuts can be sold in small bags at the market or pounded to make several types of thick paste similar to peanut butter. They call this pâte d’arachide (literally, “peanut paste”) and it is added into sauces to thicken and flavor them. As a legume, peanuts are one of the most common sources of cheap protein in Chad. (Note: I don’t know if these women will actually be selling the peanuts they’re preparing; they may be preparing them to feed themselves.)

~

Inside the Gong’s (King’s) palace, a woman is cleaning fish, either to prepare for dinner or to dry and sell at the market. The fish are in a wire stove called a gunun (pronounced “guh-noon”), essentially a charcoal brazier.

More on Chad

March 29, 2010

A Chadian women harvesting okra (photo courtesy of Catherine Cole)

Zhu Jun has graciously written more about women in Chad and we have additional posts coming your way this week. Before we share a few stories about women and the marketplace (literally, the marketplace in town) and about the limited business opportunities traditionally available to them, I wanted Zhu Jun to provide a quick introduction:

The majority of small businesses operated by women in Chad are not organizations whose stated goals are ameliorating local conditions or uplifting society. Primarily, women are attempting to better their family’s lot in life. Their businesses are an extension of their struggle to survive and (hopefully) thrive in a climate where nearly all the odds are stacked against them. In Chad, where women carry the greatest load of work, supporting their enterprises enhances their lives and directly impacts their households and communities.

Unfortunately, as we discuss in a future post, not all enterprise has positive effects on society. In the case of brewing bili-bili (the local alcoholic beverage of choice), the generated income comes with a high social cost. But until women have increased access to resources and opportunities, they will continue to make do with what is available to them, in this case, grain, water, and the knowledge of how to make a profitable product.

In a way, this speaks to an entrepreneurial spirit and a formidable determination to provide for themselves and their families, and I believe that as their status slowly improves, woman will apply their skills and energies to other businesses and entrepreneurial projects whose outcomes have a more positive impact on society.


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